# Disclaimer Disclaimer By using the XpadPro platform, you confirm that you are at least 18 years old. Investing in cryptocurrencies and startups carries a high level of risk, including the possibility of complete loss of funds. You agree to make all decisions based on your independent analysis and personal understanding of the associated risks. All investment actions are undertaken at your own risk. Users are fully responsible for complying with all applicable international and local regulations, including but not limited to any restrictions related to the operation or trading of cryptocurrencies. The XpadPro platform, its team, and partners are not liable for any actions, investments, or decisions made by users, nor for any losses resulting from the use of the platform. The information provided on the XpadPro website is for informational purposes only and does not constitute a direct recommendation, offer, or solicitation for investment. XpadPro makes no guarantees regarding the accuracy, completeness, or timeliness of the information presented on the website or external resources. XpadPro represents current plans regarding the platform, which may be adjusted at its discretion. Nothing in this document or in the FAQ section should be construed as financial or investment advice. All users are encouraged to seek independent professional financial advice and thoroughly review all relevant documentation before making investment decisions. Users are also responsible for consulting with a tax professional regarding their tax obligations related to transactions made using the platform. XpadPro does not provide tax advice or guidance. While XpadPro positions its token as a utility token, regulatory interpretations may vary. Users are encouraged to understand the potential implications in their respective jurisdictions. XpadPro does not provide custodial services; users maintain full responsibility for their wallet and token security, including private keys and account management. 📍You confirm that you have read [Terms](https://sites.google.com/view/terms-of-service-xpad-pro/terms-of-service), [Privacy](https://sites.google.com/view/terms-of-service-xpad-pro/privacy-policy-of-xpad-pro), and also [list of countries ](https://docs.google.com/spreadsheets/d/1W-ch3A4NIcUsVtTqHh1hIAslX-Z9gxsBYdQgraswSqs/edit?gid=1868152024#gid=1868152024) with restrictions. 📍You confirm that you have read [Cookie Policy](https://sites.google.com/view/terms-of-service-xpad-pro/cookie-usage-policy). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://xpad-pro.gitbook.io/xpadpro-litepaper/disclaimer.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.